What You Need to Know About Healthy Paws
Our Last Verdict
We give Healthy Paws Pet Insurance a rating of 4.eight out of 5 stars.
Healthy Paws Pet Insurance Reviews Summary
Healthy Paws is one of the well-nigh reputable pet insurance providers, with their consistently high client satisfaction rate existence proof of that. The company is renowned for its comprehensive coverage, outstanding customer service, and efficient claims processing, with up to 99% of claims being processed inside 2 days of filing.
What'due south more, Healthy Paws donates to animal shelters and pet rescues across the country for every issued insurance quote.
I of the main attractions of Healthy Paws is the simplicity of their model, as in that location is merely one plan, and it offers comprehensive coverage. However, there are some limitations to this model. For example, they do non offer 100% reimbursement.
They allow you to tailor a plan that reimburses between 70%-ninety% of your costs. Additionally, Good for you Paws has restrictions on hip dysplasia coverage, making their programme unideal to large-brood canis familiaris owners.
With that said, the Salubrious Paws Pet Insurance has some unbelievable perks, such every bit having no caps on claim payouts. Additionally, they have minimal exclusions. Here is everything else y'all demand to know about Salubrious Paws Pet Insurance.
Good for you Paws Pet Insurance – A Quick Look
Pros
- No caps on payouts and claims
- Genetics conditions covered
- Single and very affordable plan
- Claims submission via a mobile app
- Option to choose a veterinarian
- thirty-day "free look catamenia"
Cons
- Quondam administration fee ($25)
- Longer waiting periods
- No routine health or preventive intendance
- Does not comprehend cremation or burial
Important Features
Salubrious Paws Pet Insurance Coverage
Good for you Paws has ane of the nearly comprehensive coverages of any pet insurance provider and does and then without placing a cap or limit on payouts. Their policy covers all types of accidents, as well as illnesses, without excluding congenital or hereditary conditions.
Their coverage as well includes "special" services such every bit surgeries, advanced testing, emergency care, infirmary stays, alternative therapies, and prescription medications. Unfortunately, this policy does not have a wellness plan. Nevertheless, they volition cater for canine hip dysplasia as long equally it can be established that information technology is non a pre-existing condition.
Deductibles
Healthy Paws allows you to tailor your deductibles co-ordinate to your financial needs. You lot can fix your deductibles at either $100, $250, or $500.
Withal, as is the case with other types of insurance policies, lower deductibles will result in college premiums. Withal, most customers appreciate the flexibility that Healthy Paws offers them.
Reimbursement
As mentioned, Salubrious Paws does not offer 100% reimbursement on your vet bill. However, they allow you lot to customize a reimbursement percentage. At the onset of your policy, y'all are given the option of choosing either 70%, 80%, or ninety%. The reimbursement will be based on the veterinary bill.
Equally is the case with depression deductibles, the higher the percent payout, the costlier the monthly premium will be.
Healthy Paws unremarkably compiles all covered treatments in a given merits and then reimburses your chosen pct and then long as you have met the deductible. This means that yous will accept to pay the vet out of pocket and then submit your merits to the company. In case you lot are non in a position to pay during the time of treatment, you lot can contact Good for you Paws and request them to pay the veterinary hospital directly.
Enrollment
For your pet to be eligible for enrollment, they must exist between 8 weeks and thirteen.99 years old. For pets younger than 6 years sometime, you will need to provide documentation of a complete physical washed within the last 12 months. For pets older than 6, the concrete should have been washed within the last xxx days.
Does Healthy Paws Cover Medications?
As mentioned, the Healthy Paws policy does not encompass preventative care or wellness. It is designed for accidents, injuries, and sicknesses. Here is a detailed breakdown of what is covered and what isn't:
Covered
- Medically necessary treatments
- Diagnostic tests
- Surgery
- Hospitalization
- Prescription medications
- Emergency care
Not Covered
- Pre-existing conditions
- Dental intendance
- Examination fees
- Behavioral treatment
- Boarding
- Non-FDA canonical supplements
Healthy Paws Customer Service
Many pet insurance reviews cite Healthy Paws' customer service every bit existence infrequent. The visitor's client service staff are available from half-dozen:00 am to half dozen:00 pm (PST) from Monday to Fri via phone and 24/7 via email. During weekends, you tin accomplish the client service staff via telephone from 8:00 am to v:00 pm (PST).
Pre-Existing Atmospheric condition
Like other pet insurers, Salubrious Paws does non embrace pre-existing conditions either. A pre-existing condition is whatever illness or injury that a pet has prior to the cover. This is why Healthy Paws requires all pets to undergo a consummate physical before enrolling in the policy.
Healthy Paws Waiting Periods
Healthy Paws requires you to look at least 15 days later on taking the policy for the coverage to get active. In the case of hip dysplasia, you will have to wait 12 months. Moreover, the company does not cover hip dysplasia if the animal was 6 years or older during the fourth dimension of enrollment. It is worth noting that some companies exercise not have such stringent restrictions on hip dysplasia.
Salubrious Paws Pet Insurance Rates
To receive a personalized quote, you lot volition have to head over to Healthy Paws' website and fill in an online questionnaire, which volition inquire details such as your pet's name, whether it is a canis familiaris or cat, the brood, month and yr of birth, your location (nil code), and email address.
Co-ordinate to users, the monthly costs for dogs showtime at $25, while the price to cover your cat starts at simply $15. Equally mentioned, you will too accept to pay a once-off $25 enrollment fee.
The age of your pet is the biggest determiner of your deductibles and reimbursement amounts. It works like this:
- For pets aged five years and under: $100, $250 or $500 deductible at lxx%, 80%, and 90% reimbursement
- For pets between 6 and 7 years erstwhile: $250, $500 or $750 deductible at lx%, seventy% and 80% reimbursement
- Dogs higher up 8 years quondam: $750 deductible at lx% reimbursement
Hither is a neat example:
| American Shorthair Cat | German Shepherd | |
| Male or Female person | Male | Male person |
| Age | 5 Years | 2 Years |
| Location | Oregon (97002) | Los Angeles (90003) |
| Reimbursement Level | lxxx% | 90% |
| Almanac Deductible | $100 | $500 |
| Annual Maximum | Unlimited | Unlimited |
| Price Per Month | $37.74 | $41.lxxx |
FAQ: Healthy Paws Pet Insurance
Does Healthy Paws Pet Insurance Comprehend Other Types of Pets?
Unfortunately, Healthy Paws only covers cats and dogs.
Does Good for you Paws Insurance Cover Euthanasia?
Yep, it does. Nevertheless, information technology does not encompass cremation or burial expenses.
What the Users Say
According to most pet insurance reviews, what most customers love about Salubrious Paws is the company's exceptional customer service and fast claims processing. The nonprofit ventures that Healthy Paws is heavily involved in is another major selling point for most people, as they capeesh knowing that they have played a role in helping animals in need.
However, at that place were a few negative Good for you Paws pet insurance reviews, with most pertaining to denied claims. Upon farther investigation, most of the denied claims seem to result from not agreement what the policy covers, which is a common outcome in all types of insurance.
Our Verdict
Salubrious Paws is i of the best pet insurance companies in the game, cheers to their affordable premiums, piece of cake claims process, quick payout times, no cap policy, and keen customer service.
Nonetheless, this insurance might not be ideal for pets that require regular vet visits or preventative care, equally the policy does not cover those things. Moreover, if yous have a mature, large-breed dog, yous should consider a provider with fewer restrictions on hip dysplasia coverage.
Check out some of our other pet insurance reviews:
- ASPCA Pet Insurance Review: Pros, Cons, & Verdict
- Trupanion vs. Nationwide Pet Insurance: Which 1'southward Best?
- 10 Best Pet Insurances for French Bulldogs 2021: Unbiased Toll & Coverage Comparison
Contents
- Healthy Paws Pet Insurance Reviews Summary
- Healthy Paws Pet Insurance – A Quick Await
- Important Features
- Healthy Paws Pet Insurance Coverage
- Deductibles
- Reimbursement
- Enrollment
- Does Healthy Paws Cover Medications?
- Healthy Paws Customer Service
- Pre-Existing Conditions
- Healthy Paws Waiting Periods
- Healthy Paws Pet Insurance Rates
- FAQ: Salubrious Paws Pet Insurance
- Does Good for you Paws Pet Insurance Cover Other Types of Pets?
- Does Healthy Paws Insurance Cover Euthanasia?
- What the Users Say
- Our Verdict
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Source: https://www.hepper.com/healthy-paws-pet-insurance-review/
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